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A) Large criminal organizations bypass KYC/AML/ABC just fine.

B) Low-level crooks and privacy minded folks are the ones that get caught.

C) Cost of compliance with KYC/AML/ABC is greater than the money recovered.

https://www.forbes.com/sites/francescoppola/2018/09/30/the-b...

> In that connection, a senior employee from the correspondent bank in question assessed that out of ten non-resident customers from the Estonian branch, the correspondent bank would be comfortable only with servicing one given the customers’ characteristics. The employee also warned Danske Bank against Moldovan customers and customers transferring money to Moldova.

Criminal organizations just mule the cash to a friendly bank. Then things proceed accordingly and the correspondent banks will blindly play along for years.

The end goal of these things are not what is sold in PR-speak. It is about expanding the surveillance state for TIA purposes.

https://en.wikipedia.org/wiki/Total_Information_Awareness#/m...

https://en.wikipedia.org/wiki/Total_Information_Awareness

There is a reason they renamed this the "Terrorism Information Awareness" center and then "shut it down". But, of course, other agencies just quietly use the software instead with some superficial changes.

If you think any of these ever really get "shut down" because overreach or the like...yeah. They don't. They just re-named, classified, and better hidden in some intelligence agency's toolbox.

You shouldn't trust the labels on laws.




> Low-level crooks and privacy minded folks are the ones that get caught

Low-level crooks getting caught is how higher-level crooks get caught.

> Cost of compliance with KYC/AML/ABC is greater than the money recovered.

Recovering money isn't even the main overt point.




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