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> In the threat scenario we're discussing bad guys aren't "stealing data from my password manager" they just have the password and OTP code that were filled out, possibly by hand.

Possibly by hand? You are definitely not discussing the same scenario as everyone else. They're talking about password and OTP being stored in the same password manager, both filled out at the same time all in software.

A key logger is stealing those bytes right out of the password manager's buffers. It takes more sophistication to dump the database, but it's a very small amount more.




You are, alas, not unusual in mistaking the autofill feature, which ordinary users are told is about convenience, for a security measure.

In the real world users go "Huh, why didn't my autofill work? Oh well, I'll copy it by hand".

A "key logger" logs keypresses. That's all key loggers do. There are lots of interesting scenarios that enable key logging. You've imagined some radically more capable attack, in which you get local code execution on someone's computer, and then for reasons best known to yourself you've decided that somehow counts as a "key logger". I can't help you there, except to recommend never going anywhere near security.




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