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If you are working from home in Canada (as a self-employed individual), you can claim some of those expenses on your taxes entirely, and a portion of some others.

I can write off my entire phone and internet bills and all office supplies. I can also include a portion of my rent (or mortgage) and utilities proportional to the size of my office and the total square footage of the dwelling. The actual list of claim-able expenses does not end there.

I also burn a hell of a lot less fuel since I have no commute.




The reason I am reluctant to go self-employed in Canada is the idea of covering all of my dental fees and pharmacare.

I wouldn't have a second thought of doing this in the UK because that is subsidised/covered.


Yeah, that definitely has to be factored into the salary. I choose to pay for an individual insurance plan for these things, including disability insurance which should be accounted for as well.

I don't have any dependents, but that would certainly change things as well.




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