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Not really. I also cancel my cards once a year. It makes sure you only keep the services you absolutely need.



Another good way to ensure that you keep services you absolutely need is to review your credit card/bank details and make sure you're not getting charged for any ghost recurring services.


The problem is you can only notice this after you get charged for a service you no longer want. The problem isn't noticing charges, the problem is remembering to cancel services you no longer want before you get charged. With many different subscriptions this becomes impractical.




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