On: Too Fast to Match? This 401(k) Misstep Could Hurt ...

[djajshgsjja]

In general, for job hopping tech workers, it’s smart to:

1. Start the year at the lowest contribution amount sufficient to get the highest possible match in each pay period.

2. Stop contributing once you hit your annual maximum match.

3. If you get a new job, return to #1.

4. Near the end of the year, increase your contribution to hit the annual contribution max.

You don’t want to lose out on your new employer’s match by maxing out contributions early in the year.

[modbait → djajshgsjja]

Agree, though readers need to parse that advice carefully.

(Also, be careful that you don't go over the IRS limits.)