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> I don't understand how my car works but it sure works better than my easy to understand bike.

That's an interesting comparison:

- The car might work better by certain metrics (speed, distance, force) but the bike can still outperform it in some situations (high traffic, cost efficiency on shorter distances, terrain)

- If the car breaks I'd need help fixing it, with the bike, I could probably fix most issues myself.

That's why both, cars and bikes, do coexist as each of them fills a specific need/niche. Trying to apply this to monetary systems sure seems difficult to imagine, but maybe something like that might be the actual solution?




Yeah after posting I thought about this too. It's not that a car is "better", but it's better in certain instances.

A simpler solution is better in cases where you want many participants to operate the "backend" (the printing of money/distribution of money, so to speak). The biggest issue is that if your model is too simple there could be an easy way to game the system.




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