Yes, but to catch up to whom? Your neighbor with the bigger house and fancier car? People who play games of catch-up are never winners. This is exactly the kind of fear I think is _un_reasonable, and that holds us back from doing things like this, things we often claim we want to do but excuse as being "out of reach."
I think the truth is that taking just one year off (if it's within one's immediate means) will not set you back in the 30+ years you have left to you. One can save up with a trip in mind, quit their job, travel and return, and the world will still have turned, and for the most part, one can pick up where they left off. Maybe you'll be a rung or two down on the corporate ladder, but a resourceful and willing person (like those on these boards) will always make it happen for themselves.
As for social safety nets, I'm a born and raised American who works for himself and is uninsured (self-employed with pre-existing conditions). That hasn't stopped me from travel. If medical tragedy were to strike, I have money saved, my family would help support me, or worst-case is credit cards and medical bankruptcy. As I mentioned tragedy _has_ struck me while traveling: I was in an accident in NZ that required surgery, hospital time, and two months of physical therapy. Life goes on. That's just the ball game we play in America, but it doesn't mean (healthy) people should sit at home for fear of breaking a bone in a foreign country.
Anyway sorry to expostulate for so long on the topic, but it's one that's near and dear to my heart. Hopefully something of what's in this thread will inspire others to see the world while they can.
I think the truth is that taking just one year off (if it's within one's immediate means) will not set you back in the 30+ years you have left to you. One can save up with a trip in mind, quit their job, travel and return, and the world will still have turned, and for the most part, one can pick up where they left off. Maybe you'll be a rung or two down on the corporate ladder, but a resourceful and willing person (like those on these boards) will always make it happen for themselves.
As for social safety nets, I'm a born and raised American who works for himself and is uninsured (self-employed with pre-existing conditions). That hasn't stopped me from travel. If medical tragedy were to strike, I have money saved, my family would help support me, or worst-case is credit cards and medical bankruptcy. As I mentioned tragedy _has_ struck me while traveling: I was in an accident in NZ that required surgery, hospital time, and two months of physical therapy. Life goes on. That's just the ball game we play in America, but it doesn't mean (healthy) people should sit at home for fear of breaking a bone in a foreign country.
Anyway sorry to expostulate for so long on the topic, but it's one that's near and dear to my heart. Hopefully something of what's in this thread will inspire others to see the world while they can.