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> As a society, we do a very poor job giving people that trust or belief.

So, do you address that with pep talks, proselytizing about "meritocracy", and "tough love"; or by actually addressing economic insecurity through safety nets that allow people to make a mistake or two without crashing and burning?




I think it's rational for people to not have trust or belief given our society as it is. So I think we should address the root causes of economic insecurity structurally rather than cheerleading people who have no reason to feel secure.

Empty cheerleading gives us no-doc jumbo loans at sub-prime rates... until the music stops and bad debts are revealed as the bad debts they are.




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