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It's not the privacy info that's the problem, it's that credit card are "pull" by nature. You give your information to a merchant, and they decide how much and when to charge you.

Vs with bitcoin it's push. You decide how much you are sending to the merchant, and if it's not enough, they don't deliver the goods/services.

But this has completely gotten away from the issue I was talking about (i'm in a shitty mood today and let myself get sucked into internet arguments).

Bitcoin has problems, and those problems aren't going to be easy to solve, but it's ability to change over time means they can be solved, and I really believe that it's a better way of sending money online.

The "pull" method that banks have used for years is a mess, and I truly believe that the core of bitcoin is valuable and useful over the traditional system.




with pin + chip cards debit/credit cards are 100% push for physical transactions. for online transactions almost every single provider offers one time use card numbers

the push/pull problem has been solved for a decade, and not by bitcoin


If there is an option for pull transactions, it will be abused.

Even if I push my money to you, you have my address that you can pull from later if you want.


Two problems with this line of argument:

A one-time use CC# by nature can't be abused. And any merchant that attempts to issue fraudulent charges starts to run into legal and regulatory frameworks that issue punishments to anyone who has repeat violations. Punishments that range from being kicked off of a payment processing system all the way up to jail time.




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