Banks offer many services in addition to secure and insured deposits. The same cannot be said for wallet software made by anonymous internet devs with a lower barrier to implant obfuscated back doors to steal user funds irreversibly.
Bitcoin is in a competitive market so energy usage will be more relevant to compare against the decentralized services offering identical functionality with alternative algorithms, like litecoin, monereo, ethereum, and so on.
Bitcoin is in a competitive market so energy usage will be more relevant to compare against the decentralized services offering identical functionality with alternative algorithms, like litecoin, monereo, ethereum, and so on.