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It's entirely possible for any household earning 2x median income. That means you can have the lifestyle of the median household (with 0% savings rate) and save 50% of your income.

Of course 2x median is quite high for most people; that's sort of baked into the definition of "median". I'd expect HN readers to be close to that because of higher tech salaries but acknowledge it's hard for everyone else.

Even with a salary 1.5x of median, you could live the lifestyle of someone making ~0.8x of median income i.e. a lower-income, but not poverty, lifestyle and save 50% (I think my math is right here). You can still lead a happy and fulfilling life at this spending level. There'll be no eating at nice restaurants, drinks at pubs with friends or annual foreign vacations. But plenty of weekend hiking, DVDs from the library, home-cooked meals, and boardgames with friends.

In a nutshell, it's possible but you'll have to change your entire way of living.




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