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> Whats it about?

If you'd clicked the link, you would've seen the following on the home page.

> What's all this about?

> In light of Equifax's recent security breach, they are offering a year of complimentary credit monitoring services. The media have noticed that in their Terms of Service, they include a binding arbitration clause which means you give up your right to sue them in a regular court and must instead go through an arbitration process.

> While the company has since clarified, under pressue, that the security breach is excluded from these terms, binding arbitration clauses are a growing trend that remove legal remedies like class action lawsuits from consumers. It is especially reptillian that they would have consumers give up their legal rights in the aftermath of a breach, for a product we only need because of the breach.

> The arbitration clause has an out, in that you can opt-out within 30 days of signing up. However, opting-out requires sending a statement by mail, which is sure to dissuade a lot of people. In order to make opting-out as simple as opting-in, I created this site.




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