Just because someone is forcing you use the chip DOES NOT MEAN THAT IT'S AN EMV TRANSACTION
There is no way too know if you are actually doing and EMV transaction.
The EMV spec has nothing at all to do with security. PCI controls security. I can read the card data via the chip and it's all in the clear. EMV is about process integrity, and the integrity testing is ridiculous. Chip cards are harder to forge, but that's about it. The new rules about liability puts the liability for processing a forged card on the merchant, if the transaction isn't done with EMV.
Are you saying that you know of systems which use the tag 57 (track 2 equivalent data) to read an EMV chip and process the transaction manually? I'd be surprised if most banks would even approve those transactions (no CVV/CVV2, etc).
There is no way too know if you are actually doing and EMV transaction.
The EMV spec has nothing at all to do with security. PCI controls security. I can read the card data via the chip and it's all in the clear. EMV is about process integrity, and the integrity testing is ridiculous. Chip cards are harder to forge, but that's about it. The new rules about liability puts the liability for processing a forged card on the merchant, if the transaction isn't done with EMV.