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Thanks :)

(1) A mixture of the two. We do allow you to write code that we host for you, to make prototyping (or building small features) easier and quicker, and you can access it all through the API, so you could do everything through a few https calls. (All account transactions are available to you)

(2) We try our best to make everything as seamless as possible, but we still have to comply with local regulations. We're working hard to create the best user experience possible given the tightly controlled environment we're in.

(3) That's part of the plan, yes :)




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