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Not only is it tied to employers, it's subsidized! If a company gives you $1 in salary you pay taxes on that dollar. If it gives you $1 of health insurance it's tax free. It's madness.



It's tied to employers because it's subsidized if you get it that way. That's the whole tie.


The subsidy is important, but being in a risk pool is also very important.


Self-employed individuals get to deduct health insurance https://www.irs.gov/publications/p535/ch06.html




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