In my case, as a homeowner, they were nearly 20% more expensive than my current carrier homeowners and umbrella liability. So either their underwriting model is crap, their data sucks (I literaly live next door to a paid firehouse and got 3* for fire protection).
They also don't ask you detailed questions unless you explicitly do so -- in my case that was nearly a $100 difference.
Last time I bought renters insurance, in 2006, it was something like $35.
Their interview approach to data gathering is slick though!
In my case, as a homeowner, they were nearly 20% more expensive than my current carrier homeowners and umbrella liability. So either their underwriting model is crap, their data sucks (I literaly live next door to a paid firehouse and got 3* for fire protection).
They also don't ask you detailed questions unless you explicitly do so -- in my case that was nearly a $100 difference.
Last time I bought renters insurance, in 2006, it was something like $35.
Their interview approach to data gathering is slick though!