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> My passive income is quite standard. Three apartments in a new block. I bought all of them four years ago when the construction was still unfinished.

Trust fund baby?

You make it sound easy. How much cash did you have to front for the down payment total? I know that for Investment properties, Lenders require a minimum of 25% - 35% cash down (so they can hedge their risks against you dumping a badly performing investment property.)

The barriers to entry in Real Estate investing (as rental properties) is almost always the HUGE down payment.




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