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> student loans are provided by the government and are interest free as long as we reside in New Zealand.

If you give interest free loans there is a strong incentive from the universities to increase their fees. How do you fix that issue?




At least in Ontario, Canada the schools cannot raise tuition without asking the government for permission.


Does that work?


I paid ~$13,000 a year tuition to study CS in Canada and I don't feel it's hampered my career vs. paying ~$30,000 in the US.

Note that at the same school, Arts programs are much cheaper than STEM (maybe $5,000 a year), in large part because they have much lower perceived economic value.




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