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The US banks actually issued these for a few years (called dual-interface cards) though with the less-secure MSD technology instead of EMV. The the poor rate of adoption and high cost per-card, they eventually backed down and issued chip-only cards. These get replaced every few years and now that terminals exist in the US, I wouldn't be surprised to see dual-interface EMV cards issued by most major issuers within the next few years.



Let's hope so, I'd love to have what Australia has. And no, I don't miss payments via QR codes at all.




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