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Tesco is licensed in the UK, and so is covered by FSCS [1] (similar to US FDIC) up to £75k.

It's not so relevant here, but in the case that the bank became insolvent (very unlikely in this case), FSCS aims to pay out within 7 days, and will pay all claims within 20 days.

[1] http://www.fscs.org.uk/what-we-cover/




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