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> If inflation is 20%, and you're earning 3% interest, your losing purchasing power.

Yes but I think the point the person you're replying to is trying to make is that it doesn't matter because the inflation rate is not dependent on where you put your money.

Shouldn't the comparison be to the interest rates and risk with comparable places to put/invest your money? I suppose if inflation were extremely high or low compared to interest rates then it would affect your appetite for risk vs interest rate, but I don't think that's the case here.




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