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Good to know. One difference may be buying a flat in a multi-family building, so the costs of major repairs (roofs and such) is shared and can be handled by a management company for a fixed monthly cost / subcontracted / insured against. That (I think) makes total cost easily predictable.

My observations are from US where more than one family I know bought a house (old house, expensive because of the good school district, which is why they bought it), assumed low maintenance costs, then got hit with some sizeable repairs (as the house is old). Not trying to generalize, that's just what I saw.




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