The great success of capitalism is to allocate resources efficiently. Fundamentally, someone is paying banks for their services; either the value they're providing is more than they charge for it, or not, but in the latter case people would stop buying their services (conspiracy theories notwithstanding). Then at the individual level, the bank is willing to pay someone x amount for the value they provide the bank, and either that's where they can earn the most (because it's where they can contribute the most) or the person will be paid more elsewhere.
There are of course inefficiencies, but they're self-correcting. A bank that overpays its bankers will be undercut by one that doesn't. A company that overpays its banks will be undercut by one that doesn't. It works better than any alternative that's been tried.
There are of course inefficiencies, but they're self-correcting. A bank that overpays its bankers will be undercut by one that doesn't. A company that overpays its banks will be undercut by one that doesn't. It works better than any alternative that's been tried.