There are pros and cons to both centralization and decentralization and it is never that one is better than the other, therefore your statement "Centralized solution is not safe for the user, and therefor(sic) shouldn't be an option" is not correct. There are tons of cases where decentralized systems are unsafer for the user than centralized systems.
Safeness is not just about whether something is technically sound, it's also about how it works in practice. Banks are extremely centralized and for a good reason. You may say it's very unsafe since it's a "single point of failure" and one robber can break in and take everyone's money. But what makes banks appealing is the single point of failure functions also as a "single point of responsibility", so by centralizing responsibility it makes it much more efficient to manage risks. If we didn't have banks, every family probably will be spending tons of money just for securing their money--they will probably need to buy super secure vaults, secure their household from intruders, etc. Again it's not whether one is better than the other. There are pros and cons.
Try owning a Bitcoin in as secure way you can, and you'll understand how cumbersome AND unsafe it is to not have a single point of responsibility. A lot of people on HN seem to think the reason people "don't give a shit about security and privacy" is because they don't know enough. But that's not correct, they have better things to do and they're simply delegating some things to a centralized authority because it makes financial sense. People are not stupid.
Anyway, all these comments don't really matter because this was not at all my point, you keep saying I'm missing the point, but I think you are the one who's missing my point. I didn't say what is better or not. I didn't say open web is not necessary, I didn't say it shouldn't happen. I just said the approaches these people are taking is far from ideal, it's not even about centralized/decentralized argument. It's about "if you're gonna do something, do it smart, instead of thinking something will magically happen if you keep doing something the same way even though you keep failing". How can you succeed at something when you don't even understand why your enemy is winning?
Safeness is not just about whether something is technically sound, it's also about how it works in practice. Banks are extremely centralized and for a good reason. You may say it's very unsafe since it's a "single point of failure" and one robber can break in and take everyone's money. But what makes banks appealing is the single point of failure functions also as a "single point of responsibility", so by centralizing responsibility it makes it much more efficient to manage risks. If we didn't have banks, every family probably will be spending tons of money just for securing their money--they will probably need to buy super secure vaults, secure their household from intruders, etc. Again it's not whether one is better than the other. There are pros and cons.
Try owning a Bitcoin in as secure way you can, and you'll understand how cumbersome AND unsafe it is to not have a single point of responsibility. A lot of people on HN seem to think the reason people "don't give a shit about security and privacy" is because they don't know enough. But that's not correct, they have better things to do and they're simply delegating some things to a centralized authority because it makes financial sense. People are not stupid.
Anyway, all these comments don't really matter because this was not at all my point, you keep saying I'm missing the point, but I think you are the one who's missing my point. I didn't say what is better or not. I didn't say open web is not necessary, I didn't say it shouldn't happen. I just said the approaches these people are taking is far from ideal, it's not even about centralized/decentralized argument. It's about "if you're gonna do something, do it smart, instead of thinking something will magically happen if you keep doing something the same way even though you keep failing". How can you succeed at something when you don't even understand why your enemy is winning?