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> I've also learned to not worry about it so much. You'll generally only stay at an individual employer for a few years. After that you can roll over a 401k into a low fee IRA held by Vanguard (or whomever you prefer)

You can also do a backdoor Roth conversion when you rollover your employer contributions (which can't be Roth contributions.)




Really??? I did not know this. I shall investigate. Not helpful for me personally today but maybe at some point down the road. Thanks!




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