And, same for healthcare IMO. Assuming no single-payer system, the group negotiating companies have to do with plan providers is just such a waste. I was part of a 3-person startup last year, and nobody (even going through Zenefits) would even talk to us about a healthcare plan. We were apparently in some edge case that because we were all co-founders and had no employees we didn't qualify for most of the common plans or something. We ended up shutting down before our COBRA ran out so we never ended up figuring this out. But why does the system need to be so complex?
It seems like it could only help entrepreneurship and un/under-employment (less friction to try a new job) for as much of this stuff as possible to be decoupled from employers.
And, same for healthcare IMO. Assuming no single-payer system, the group negotiating companies have to do with plan providers is just such a waste. I was part of a 3-person startup last year, and nobody (even going through Zenefits) would even talk to us about a healthcare plan. We were apparently in some edge case that because we were all co-founders and had no employees we didn't qualify for most of the common plans or something. We ended up shutting down before our COBRA ran out so we never ended up figuring this out. But why does the system need to be so complex?
It seems like it could only help entrepreneurship and un/under-employment (less friction to try a new job) for as much of this stuff as possible to be decoupled from employers.