On: How I'm fixing the 401(k)

[brianwawok]

ETFs have Dividends too. Maybe a tiny difference, but not entirely sure. ETF gets prorated divident vs mutual fund is all or none on dividend day?

[loeg → brianwawok]

I don't think there's any inherent difference between ETFs and mutual funds as far as dividends go.

[lsiebert → loeg]

No, the main differences are on the upside, with an etf you tend to get a better net expense ratio, and they can help you avoid some cap gain tax because of how they can handle stock exchanges, and on the downside, bid spread when there is low volume, which an bite you in the ass.