By contrast, the paperwork I do (as a client) under Canadian single payer Medicare is nil, and my supplementary insurance (vision/dental) can be filled out online in minutes.
Sounds like you need a better system in the US. Maybe not so many different stakeholders in the system?
That's how it works for commercial plans. Very easy, simple paperwork.
They have to compete with each other, if they were confusing no one would sign up.
> Sounds like you need a better system in the US.
It does work for most people, it's the edge cases that fail.
> Maybe not so many different stakeholders in the system?
Making medicare normal would require much higher taxes (medicare/medicaid hospital payments are below costs and are subsidized by commercial plans). People would then save money on commercial plans.
Net dollars would not change, or maybe go down, but the distribution would change, some winners, some losers.
Sounds like you need a better system in the US. Maybe not so many different stakeholders in the system?