I would propose BI based loan systems. Borrow from bank a large amount and bank will recover the money from BI over a very long period depending on the age of the person.
If a 80 year old person get heart attack he will get far less money and will probably die. But a child can get several thousand dollars as the bank can recover the money over 10 years.
If a 80 year old person get heart attack he will get far less money and will probably die. But a child can get several thousand dollars as the bank can recover the money over 10 years.