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It is not an either or.

First, we should provide BI in a half/half combination of monthly and daily deposits since money management is a skill that is often lacking in the people who need BI the most.

Secondly, the government should continue to provide what I would call "Critical Infrastructure" programs, such as funding public transit, the public roads, and public education, public EMS and Fire Response, and public libraries. (I personally think that public dental, vision and preventative care clinics should fall in this category.) What else qualifies as 'critical infrastructure' is something that can be determined by voters at the local, state and federal level.

The finally, we should continue to support the further safety nets that are provided by private charities. (Food kitchens, homeless shelters.




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