First, people who qualify for a transplant list and are not already wealthy probably cannot afford your insurance. I say this as someone who has a condition that accounts for a very high percentage of lung transplants and as someone who worked in insurance (and still writes insurance articles as a freelancer).
Second, please put your creativity towards helping people avoid needing multiple transplant lists to begin with. I find this "we are Borg, resistance is futile" stuff really horrifying. I wish a LOT more effort went into helping people like me keep their own lungs healthy rather than into heroics like better transplant operations where the doctors get good press and high self esteem and high pay and the patient is covered in scars and on anti-rejection drugs for the rest of their life.
> and are not already wealthy probably cannot afford your insurance.
A product or service doesn't have to have a market with either wealthy people or people who are penniless. There are people out there, I'm sure you are aware, that could spend several thousand for this which is not the same as having to spend $100,000
> please put your creativity towards helping people avoid needing multiple transplant lists to begin with
This was just an idea that I was throwing out in a comment. It wasn't meant to imply that I planned to do the idea. It was something I thought of that I figured I would throw out there. Kind of like a request for comment. So saying "I wonder if there is a business model" is not the same as saying "I have an idea that I am thinking of pursuing or have been pursuing". I have other things which I spend my time on and I wasn't planning on spending any time on solutions to this particular problem. Just curious what others thought or thinking someone else might be interested in pursuing this. It's not my focus in business.
You edited it to leave out my qualifier about people who qualify for a transplant list. In most cases, you are talking a serious and somewhat drawn out health crisis. If they weren't rich before it started, they are very likely dirt poor now.
Health insurance in the U.S. is all kinds of messed up to begin with.
Also, if you want to defend your remark with "just tossing out ideas", hey, that's a two way street. Anyone reading your remark and thinking it sounds like a good idea is also being told by me "I am someone with a vested interested and informed opinion. If you want to help people like me, do something else. Don't do this."
I never said that I wanted to help people. I had a business idea that I was curious about, that is all. And I was (once again) posting a comment on HN and throwing it out there to see what people (including you) thought. Honestly I know nothing about this at all. Sorry if I offended you in some way was not my intention (obviously).
> thinking it sounds like a good idea is also being told by me "I am someone with a vested interested and informed opinion. If you want to help people like me, do something else. Don't do this."
I would hope that someone who might be inclined to think that the idea (with modifications) might have merit would research a bit and not rely on 1 comment (or 10) on hacker news. [1]
[1] (Remembering the famous "why does anyone need dropbox when they can use rsync" of a few years ago...)
First, people who qualify for a transplant list and are not already wealthy probably cannot afford your insurance. I say this as someone who has a condition that accounts for a very high percentage of lung transplants and as someone who worked in insurance (and still writes insurance articles as a freelancer).
Second, please put your creativity towards helping people avoid needing multiple transplant lists to begin with. I find this "we are Borg, resistance is futile" stuff really horrifying. I wish a LOT more effort went into helping people like me keep their own lungs healthy rather than into heroics like better transplant operations where the doctors get good press and high self esteem and high pay and the patient is covered in scars and on anti-rejection drugs for the rest of their life.