A few months ago I inquired about using Stripe from Puerto Rico, a US territory for over 100 years, and was told that it wasn't available in the unincorporated territories yet.
I don't have a clear point to make, as I'm writing this while still upset, but I just felt like I had to get my word out there perhaps to get some perspective or perhaps to start a discussion.
Hi, I work at Stripe. We are actually now able to support Puerto Rican businesses. (We need to update that support page!) Shoot me an email at edwin.wee@stripe.com and we can get you set up.
The limitation seems completely arbitrary or stems for a misunderstanding about the difference between a state and a territory. For better or for worse, Puerto Rico is virtually a state (with residents who can't vote for the president with some minor other caveats), but legally there shouldn't be any difference.
I'm Cuban and I'm all for your cause! I can be as upset as you are.
It's great to hear Stripe has solved it but remains a mistery WHY Atlas wasn't available for Puerto Rico long time ago? What's the deal? But then again @adolfojp, Puerto Rico, as we all know is US territory for the good of US, no matter Puerto Ricans, right?
That's because Cuba is all media hype, very few deals have actually been done and the Cuban government hasn't shown any signs of allowing greater economic freedom. Most Cubans don't even have internet as of now
(I'm a Cuban entrepreneur) Everything-Cuba has been always media-hype. I believe, in part, due to the poor understanding and information out there about the country. All in all, if you compare, the Cuban government has been actually opening up and allowing much more economic freedom now than it did for many years, and I believe they will continue doing so, as it's in their best interest as well as that of the cuban people. If by "greater" you mean neo-liberalism or alike, I don't think we would do that, but who knows, shit happens.
Stripe's move is clever but not because of the "media play" only ... they are doing the best thing an US business can do regarding an opening Cuba right now, they will see tons of cuban businesses applying right away, and I bet a very high cash-flow, what's not to like?
Also, I can vouch for Merchise Startups (the guys Stripe are partnering with), and they know their ground, that's something you can say about (sadly) too few people in Cuba, regarding business, entrepreneurship and startups anyway. So the move gets clever by the minute...
Many of small actions by a small number of focused people in Washington, in the Whitehouse, and entrepreneurs and bankers, may have a profound impact on millions of Cuban lives in a very short period of time.
Another good reminder (to abuse a quote), "chance favors the prepared" -- Stripe had already laid a lot of groundwork before Atlas to handle the systems required for this, and then they launched Atlas to handle many of the regulatory requirements, and so when this opportunity came along for Cuba, they were quickly able to take advantage of it.
>> "Many of small actions by a small number of focused people in Washington, in the Whitehouse, and entrepreneurs and bankers, may have a profound impact on millions of Cuban lives in a very short period of time."
While this is true don't forget that this also applies to the last several decades in Cuba too. They're fixing something that they created in the first place.
After how much time can an organization's past actions cease to be attributable to its current members? Why not also just blame the current human race for everything bad done by humans >100 years ago?
Every other country in the world was free to trade with Cuba. Cuba is a disaster because of Communism, not the US embargo. Communism failed everywhere else, why would Cuba have been any different but for the embargo?
>Finally, let's not forget Cuba immediately before Communism was an even worse disaster.
This is just completely false. Cuba was by no means a democratic or rich country, but there was a growing middle class and plenty of economic success. It was one of the most advanced and successful countries in Latin America. Here's a good article from PBS: http://www.pbs.org/wgbh/amex/castro/peopleevents/e_precastro...
>Some aspects of Cuba are a success, like its approach to universal & free health care and education.
This is another myth that's been debunked. http://www.latinamericanstudies.org/cuba/health-myth.htm . It's a National Review article, so they obviously have their own biases, but most of the pro-Cuban pieces rely almost exclusively on Cuba's self-reported WHO statistics, which are obviously unreliable.
Um, the PBS link you posted states Cuba had a very troubled history, with a complex history of assassinated leaders, repression, inequality, illiteracy, and widespread corruption. Finally there's Batista, who after an initially progressive government, ended up conducting a coup d'etat which "destroyed the democratic republic he had brought into existence" [sic].
Whether the right next step was Communism or not, the country at that point was an unmitigated disaster.
The article from the conservative National Review is, like you say, biased. There is truth to it and there is opinion.
Your first paragraph is totally right, but that doesn't contradict anything I said. Batista was an evil man, and many older Cuban-Americans today will admit that they originally supported the revolution because of that. But you're totally wrong to say that things were worse under Batista than under Castro. There's a great movie, The Lost City, that captures this whole tragedy: the evil of Batista's regime, the competing revolutionary movements, Castro's promises that he wasn't a communist, his victory and ensuing mass executions, lifelong exile in America for some--most of whom left Cuba with nothing but the clothes on their backs--and a life robbed of freedom and opportunity for the rest.
As far as dictatorships go, they're all terrible scourges on mankind. But if I had to choose to live under a dictator like Pinochet or Batista, vs a dictator like Stalin or Castro, I'd choose Pinochet and Batista every time. Communism is uniquely destructive of a nation's culture and productivity. For example, in communist Cuba, you don't choose a job because it pays more. You choose a job based on what opportunities to steal it gives you. Cheating and stealing is the main way to get ahead, or even to meet your needs, in such a society. Few things could be as destructive to a people.
Well, if you'd prefer Pinochet there's little left to say on my part. Pinochet was a monster, a torturer and a traitor to his country, and along with many murderous dictatorships in South America (like in my country, Argentina) enacted the infamous "Plan Condor" for the assassination of dissenters, as well as the illegal detention and forced disappearance of students and political opponents. It's really hard to come up with a more brutal and despicable dictatorship in South America than his.
We share no common ground on which to continue this discussion.
Your response here is intellectually dishonest. Of course Pinochet was bad, and I was very clear about that. My point is that Allende was and would have been worse. Allende was so bad that the Chilean Supreme Court and Congress called for his forcible removal from power by the military. He was ignoring court orders and ruling by diktat. He was turning Chile into Cuba and was close allies with Castro. Today, one country is extremely wealthy and stable, and had a peaceful transition to democracy. The other is still a totalitarian hell hole. You might come to a different conclusion, but moral indignation is unwarranted.
Allende was, good or bad (I think more good than bad) a democratically elected president. In contrast, Pinochet was a brutal dictator who came to power through a coup d'etat and enforced his rule via bloodshed, murder and repression of dissidents, students and anyone he didn't like; this included a clandestine plan of cooperation between intelligence agencies of neighboring dictatorships to kidnap and murder dissidents abroad (so that if you were a Chilean dissident living in Argentina, "Plan Condor" ensured you'd be captured and/or murdered there).
There is no possible comparison between Allende and Pinochet.
Being "close allies with Castro" isn't a crime, and to think so reeks of ideological persecution -- the very thing you accuse Cuba of! In democracy, if you don't like a president you wait for your turn to vote a different one. If the president does something grossly illegal, there are legal procedures to remove him from power, like impeachment.
Removal by military force, assassinations and political repression IS NOT AN OPTION IN DEMOCRACY. No matter how allegedly ruinous a government is removal by military force IS NOT AN OPTION. That's not how democracy works! There is no possible crime a democratically elected president can commit that justifies a military coup, the banning of all political parties and clandestine torture centers. Nothing.
At this point you might tell me that you don't think democracy is above all possible problems, that some emergencies may justify suspending the rule of law... but in that case, your criticisms of Cuba and Fidel ring very hollow. You'd be on very shaky ground.
You disgust me. We have nothing in common. I'm stopping this discussion now.
You realize that Hitler was elected, right? Democracy is not the be all and end all. It's great because of all of the wonderful things it has done for us. Self-representation is a good in itself, but not greater than human prosperity and freedom. And loyal opposition only works when everyone agrees on the sanctity of the system. I believe in liberal democracy, where the sovereignty of the people is limited by institutions like a constitutional court and a general separation of powers. An elected dictatorship (especially one like Allende's, elected on a slim plurality) has no legitimacy in my eyes.
Allende had effectively made himself dictator by ignoring the Congress and the Supreme Court. That doesn't justify Pinochet creating a military junta after the coup, and it certainly didn't justify his political death squads. But again, I'd rather live under a traditional dictatorship, that seeks to preserve society's structure and institutions, than a Communist dictatorship that has social and economic upheaval (destruction in practice) as its agenda. It's not a choice I want to ever be in a position to make. But man has lived and prospered under unfree governments throughout history. Man has never prospered under Communism.
It's disappointing that someone who's clearly intelligent can't have an intellectual disagreement without attacking the other person's moral integrity. Personally, I'll take it as badge of honor to be called 'disgusting' by someone who defends Castro and Allende and their ilk.
Hitler was nothing at all like Allende; the führer was elected but his rule wasn't a democracy and nobody in his right mind would call him democratic. And I'm pretty sure free elections weren't a possibility under Nazism.
Pinochet -- a man who had nothing but disregard for the "freedom" you claim to admire -- was a monster that kidnapped, tortured, murdered and committed crimes against humanity, and then in his later years shielded himself under diplomatic immunity to avoid prosecution. Yet you prefer him -- a mass murderer, unlike Allende -- because "man has never prospered under Communism". I'm sure the people Pinochet ordered tortured and killed were happy that this was done in the name of prosperity.
I strongly recommend you abandon the "let's say Pinochet wasn't so bad" strategy because it's beyond wrong and ridiculous. Just pick any other strategy, but not this one. Also, don't compare flawed but democratic governments to Hitler.
It's cool that you've shown your true colors and don't consider democracy to be "the be all and end all". Unfortunately, this undermines your criticism of Cuba and pretty much everything you say. You lose the right to criticize Cuba because it's a dictatorship or because it suppresses dissidents or because it doesn't respect the rule of law, because Pinochet did all of this and way worse, but you still "prefer him".
>Hitler was nothing at all like Allende; the fuhrer was elected but his rule wasn't a democracy and nobody in his right mind would call him democratic.
Allende's regime was not democratic. He was ruling by diktat and ignoring court rulings and acts of congress. That's textbook dictatorship.
>I strongly recommend you abandon the "let's say Pinochet wasn't so bad" strategy because it's beyond wrong and ridiculous. Just pick any other strategy, but not this one. Also, don't compare flawed but democratic governments to Hitler.
What's ridiculous is that you're either unwilling or unable to engage with the concept of a choice between evils. You keep dishonestly portraying my argument as a defense of Pinochet. It is no such thing. Indeed, I would have liked to see Pinochet executed for his crimes, including not handing power back to the democratic institutions after ejecting the dictator. He was still the better of these two evils.
>It's cool that you've shown your true colors and don't consider democracy to be "the be all and end all". Unfortunately, this undermines your criticism of Cuba and pretty much everything you say. You lose the right to criticize Cuba because it's a dictatorship or because it suppresses dissidents or because it doesn't respect the rule of law, because Pinochet did all of this and way worse, but you "prefer him".
Do you really think that democracy is the be all and end all? So you would have no problem with genocide as long as a majority approved of it? I'd love to see you try to defend this absurd stance.
No, Allende's wasn't a dictatorship. There was an institutional crisis and the preparation of a coup in progress (and it's no conspiracy theory by now, given all the documentation available, that the CIA was involved in preparing the groundwork for the coup), and Allende was in open conflict with Congress. That's pretty serious and everyone would agree Chile was in serious crisis, but it's not "textbook dictatorship".
You know what is a textbook dictatorship, one that 100% of the world agrees was a dictatorship, though? Pinochet's. And you claim to prefer him.
It's hilarious because every single crime you claim Allende committed, Pinochet actually committed and worse. No-one elected Pinochet, but people -- regardless how "flimsy" was the majority -- elected Allende. Allende didn't suspend constitutional rights, Pinochet did. You could outvote Allende in open elections, but you couldn't do that to Pinochet, because he didn't hold elections. You claim Allende overruled Congress, but guess who DISSOLVED Congress? Pinochet. Torture under Pinochet's rule was stomach-churning: rape, bone-crushing and mutilation of genitals were par for the course... you really, really need to review who you claim to prefer.
In the "choice of two evils" (your words), you choose the worst, plain and simple.
Had Allende been allowed to have his way, Chile would probably be like Cuba today, poor, miserable, and enslaved, rather than the richest and most stable country in the region. Chile under Allende also would have been another foothold for the Soviets in the Western hemisphere.
Castro didn't come out as a totalitarian communist on the morning after the revolution. He first methodically solidified his power and only showed his true colors when he knew his position was safe. There's every reason to believe that Allende was following the same playbook.
Communism failed everywhere... BUT most of those countries have started down the path to a more market driven economy primarily through external trade... its weird to have trade with USSR and China but not allow trade with Cuba at this time.
The embargo was never about communism itself, it was a response to the seizure of assets owned by Americans without compensation. I think these other countries either didn't do this, or at least didn't do it as much.
You're drawing a false dichotomy. Capitalism is good for a country regardless of trade arrangements. It's even better when you have trading partners, but you don't need them to reap massive benefits from a free market system.
Capitalism is really bad if you're trying to hold onto your dictatorship.
Cuba "opened up" economically before, in the 90s. They were under a lot of internal pressure after the collapse of their sponsor, the USSR. As soon as the economy recovered enough to secure the stability of Castro's ruling mafia (party officials, military, etc.), he reversed the market reforms and ratcheted up repression.
That's very deceptive. That restriction was applied to US companies' foreign subsidiaries in 1992, and to all foreign companies in 1995. Castro came to power in 1959. Thirty-three years of economic catastrophe is enough to make my point.
Nobody has implemented Communism or Capitalism exactly as they are defined in their textbooks. The difference between the two systems is that one of them, even when implemented incorrectly, still works in practice.
The other one is an intellectual's dream that caused pain and suffering for millions of people.
We should drop the "no true Scotsman" for Communism, at this point.
>The difference between the two systems is that one of them, even when implemented incorrectly, still works in practice.
No, the difference between them is everything but that. IMHO Communism is more just, intelligent and advanced way of doing things... Saying that Capitalism "works" is just untrue, though it would be good to know what are your reasons to think that, and what news do you read? What's a socio-economic system that "works" for you?
>The other one is an intellectual's dream that caused pain and suffering for millions of people.
"An intellectual's dream", seriously? For starters it is not just one intellectual but lots of the brightest sociological minds on history, and also, it's not a dream, the idea of communism has all the backing of centuries of sociological development and science, and it's a very plausible evolution to the non-ever-working capitalism.
>We should drop the "no true Scotsman" for Communism, at this point.
Agree. My point though, is that we can't keep stigmatizing communism and misusing the term because of poor knowledge or out-of-space-time implementations.
"Influence Cuba" WTF? That's not a healthy/productive way of thinking... What's that you want to "influence" exactly? really? don't you know there are lots of fields where US and most countries in the world would benefit from Cuban influence instead?
And in any case, it shouldn't be about influencing as surely is right now for the powerful Goliat, but about doing the right thing at the very least.
Well clearly the US was trying to influence Cuba with the embargo... That is the purpose of an embargo, to influence another state. I am not saying that is a good thing, just that clearly that is what they were trying to do.
And since they were trying to do that, I think they could have done it in a better way.
A few freedoms here and there wouldn't hurt. Currently there aren't a lot of things that you can do without involving the state. Merely by removing some restrictions people could sort out a lot of things themselves.
At least some of the restrictions are going away, and some weren't really enforced in later years (e.g. officially no-one can trade on their own and the so-called "black market" is illegal, but in practice this wasn't enforced because otherwise people wouldn't be able to live their lives at all).
Some degree of "off the record" trade is allowed... one example that comes to mind right now are the unofficial restaurants called "paladares", hosted in private apartments; everyone knows they exist and where they are located, and they don't get closed down by the police.
> Are you really not aware that Cuba is a dictatorship?
I am, but I live in the US: we have illegal drone strikes against US citizens, NSA wiretapping against US citizens, and so on (the glasses are rose colored for some). Every country has its human rights issues.
Cuba may not move towards democracy as much as we'd like, but quality of life can still be improved for its citizens in parallel with political reform.
> I am, but I live in the US: we have illegal drone strikes against US citizens, NSA wiretapping against US citizens, and so on (the glasses are rose colored for some me thinks)
Are you seriously claiming that a government which has been ruled by a strongman for decade and which regularly throws people in jail for criticizing the regime is morally equivalent to the US government in its treatment of its own citizens?
No. I'm saying every country has its problems, and that to say one specific problem must be focused on before any of the problems can be solved is disingenuous. Sorry if that wasn't clear.
> No. I'm saying every country has its problems, and that to say one specific problem must be focused on before any of the problems can be solved is disingenuous. Sorry if that wasn't clear.
So why is it that we must focus on the problem of NSA wiretapping before we are even allowed to talk about the problem of millions of people being oppressed by a Communist dictatorship?
I'm not saying what you focus on. I'm looking for solutions I can contribute to on the ground. Political revolution is not one of them. I don't have that sort of capital to expend.
The best thing you could do is not go to Cuba. Every dollar you spend there is just more money for the Castro's repressive apparatus to be used against the people.
This is a classic misdirection tactic used by the far left against the West for decades.
To compare drone strikes on jihadist camps in foreign countries, and wiretapping of calls entering and leaving the country, with the total suppression of the human spirit by the Castro regime, is ridiculous and irrelevant.
Unfortunately, people are increasingly buying into this narrative. Moral relativism, moral nihilism I call it, is an unfitting ideology for a nation built on a strong belief in human dignity and freedom.
> Unfortunately, people are increasingly buying into this narrative. Moral relativism, moral nihilism I call it, is an unfitting ideology for a nation built on a strong belief in human dignity and freedom.
As a US citizen, I'm looking forward to the day the US government as a healthy respect for the dignity, privacy, and freedom of its citizens. That day is not today.
Yeah well, on 2016, the ability a Cuban citizen has to change it's surroundings on certain aspects is probably higher than that of an US citizen with the same aspects/surroundings, so, if proven, is US a dictatorship in a mask?
Your statement is at the very least, buggy.
Political dissent is allowed, not encouraged. Another thing is the US gov investing gazillion dollars on busting the career of a dissident blogger and hence everybody (lazy) reading shitty news... Why not invest it on the very successful Cuban research on Cancer? A mistery?
And if you go to Cuba and talk with Cubans you will see most of us want more BUT love what we have. And in general, we are happy people, look at statistics, look at health charts, education, poverty, suicide charts if that's your thing... so, yes, dictatorship.
Also, things have been and are changing... Raul Castro said he would be stepping out after 5 years and I believe he will, and then all the "representative" democracy elections that won't solve anything.
Democracy per se is not a good thing, but it is the perfect instrument for those able to influence masses.
I disagree. Cuba has still not paid for assets illegally seized without compensation during the Revolution, nor made any other substantive concessions. They are free to do that as a sovereign country, but we shouldn't be trading for our own stolen property.
Personally, I want nothing to do with Cuba so long as the Communist Party, that did so much harm to my and my friends' families, is still in power. Their profits from this opening will be used to strengthen the totalitarian apparatus and to prevent the Cuban people from reclaiming their freedoms. They did the exact same thing in the 90s. Their former sponsor (the USSR) went out of business, so Castro liberalized enough to secure his own ruling coalition, then promptly reversed course after achieving that.
You are probably right as far as 'morality' goes... as far as the betterment of the Cuban people that are still living on the island then probably opening up trade is going to be more beneficial to them...
We definitely agree that startups should have a clear understanding of fees before they get started. To make things simple as a company gets started, Silicon Valley Bank is waiving account maintenance fees for Atlas users for the first 24 months. Other fees vary depending on which services customers choose to use, so we can’t post a one-size-fits-all rate card. We’d be happy to walk you through the details — feel free to get in touch with me at edwin.wee@stripe.com.
The sad thing about Atlas is... why should it be so complicated anyway? If you can prove your identity, and can pay the franchise fees, it should be completely trivial to setup a legal entity and start paying taxes in any country. You just file the paperwork.
Is it the bank account that's the hard thing to get? If you have a Deleware C corp with a statement of good standing and an annual report identifying the corporate officers, and you're the President setting up a bank/merchant account, is this not just a routine affair?
Almost right. It's both a political and a technical issue. Like you don't get a whole country with access to the internet from one day to the other without signing a contract with the devil (whatever that is). So, it takes time, but it is happening, Cuba is getting online, and there's no step back.
Cuba already has a fiber optic cable to Venezuela, so they can get all the Internet they want and need into the country.
Cuba already has a national backbone, so they can get the bits distributed to every city.
Cuba already provides Internet access to government and educational institutions and some businesses, so they already have the capability to provide intenter access, even if so far it's been in limited quantities.
There are plans to provide ADSL service and Internet access can also be provided via existing wireless networks. There are also informal wireless networks that could be used to,get Internet out there to the people.
The Chinese will sell them as much network equipment as they want. They already provide the most of it anyway.
There are very few technical issues. All the Cuban powers that be need to do is unrestrict access and allow the use of existing infrastructure.
EDIT: all of Cuba could have some level of Internet access right now if they just allowed satellite usage.
https://support.stripe.com/questions/can-i-use-stripe-if-my-...
And now I see Stripe getting friendly with Cuba.
I don't have a clear point to make, as I'm writing this while still upset, but I just felt like I had to get my word out there perhaps to get some perspective or perhaps to start a discussion.