True. PayPal is currently free for interpersonal payments, but who knows in the future. Now that banks are not processing so many checks they have to compete using their own "easy pay." Chase has QuickPay, which I haven't used because it's yet another network, but it is free to send money to someone at Chase or another bank in the ClearXchange network. Maybe if they can stay in the game and expand their interoperation payments will stay free.
