Yes, and your wages can also be garnished if you don't have a bank account so I don't see how cash solves this "problem." And it isn't just companies and governments, individuals also have the power to garnish wages and bank accounts.
half of my week has been setting up wage garnishments for people based on liens my customers have filed. I can confirm what the parent says is true in US/Canada/UK/NZ/AU jurisdictions.
