Well, I do know what happens in that situation. My friend used to be one of those drivers, with the steering wheel literally on her chest, holding the steering wheel as if she was hugging it. She always said that's what was comfortable for her. Until she had an accident - and obviously the airbag had nowhere to go and pushed pieces of plastic from the steering wheel directly in her chest, avoiding the heart by millimeters, and also cracked nearly every rib in her chest. She had to have multiple operations to remove the little bits of plastic form multiple points in her body. Suffice to say, she drives like a normal person now.
