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If you have the time and technical expertise of basic electronics (mainly soldering) and maybe 3d printing/basic CAD design, you can make your own monitor and that too at a decent price.

Step 1: Go to panelook.com (or directly https://www.panelook.com/modelsearch.php?op=resolution if you have a resolution in mind)

Step 2: Find the model number of your desired monitor and put it into your desired search engine (Google works)

Step 3: Buy the monitor WITH THE DRIVER* from AliExpress/Alibaba/TaoBao/eBay/wherever you get Google search results from

Step 4: Wait (???)

Step 5: Design a 3d model and print it, or use acrylic and cut it by hand, or whatever you want. Profit!

* - the display connects to the display driver. The driver is the one with an HDMI/DP/USB-C port.


I recently did a round of interviews with a few companies, and I came up with a list of fun questions for the interviewer, mostly based on my own gripes with my then-employer or things other companies were doing that I didn't like. I caught everyone I asked these to off-guard.

> "Every company gets criticized. What's a piece of criticism your company has received that you felt wasn't really accurate? What about the opposite- any criticism that you agreed with?"

> "Does your company have any policy that enforces a specific minimum number of people let go per time period? IE: Stack ranking, 'Unregretted rate of attrition (URA)', etc"

> "What are the company's non-compete rules? If I wanted to make and sell an app in my spare time, is that allowed? What isn't allowed?"

> "How does promotion and career growth work? If hired, what steps would I need to take to get my next promotion? What holds people back in those situations?"

I got great answers though. I learned a lot about the companies because I asked these to a number of people at each company. Those answers lead me to pick a company that was offering less money, but was a better place for me to be.


This is a much abbreviated version of the story.

My father was diagnosed with Ampulla of vater carcinoma. It's a pretty rare cancer, most similar to pancreatic cancer. After the curative options had been exhausted (read: cancer returned after surgery), the oncologist started a regimen of abraxane and one other chemo agent (I'm blanking on the name right now). These of course come with their share of side effects, as they are "classic" chemo. Not to mention their efficacy is pretty terrible. But really at this point we needed more data. They had never sequenced the tumor. Many, many emails and calls later, the doctor finally agreed to order the sequencing. Till this day I don't know why there was so much resistance to this (also keep in mind, this wasn't some rural hospital, this was at Johns Hopkins). Some time goes by and we finally get the results. The results showed a brca mutation. This was of course excellent news, as the brca mutations are very widely studied due to their connection with breast cancer. After some research, it turned out parp inhibitors were the latest most effective treatment at the time, specifically Lynparza. Again, many emails and calls, until the oncologist agreed to prescribe it. And unlike the conventional chemo agents, this was taken orally and had few if any side effects. Months go by and the ct results come in - the tumors are shrinking! All in all my father remained in remission under the parp inhibitors for a little over a year, side effect and pain free (I can't stress that last part enough). Lynparza eventually stopped being effective (this is believed to occur due to the cancer mutating). We subsequently tried a clinical trial but in the end the battle was lost, and my father passed.

While the parp inhibitor wasn't a cure, my father, my family, and I, would not give up that extra year for the world. So the tldr is: don't just listen to the oncologist, get a second opinion, don't be afraid to read hundreds of medical papers, and definitely badger the oncologist if you have salient information.

Edit: typos


The transitive PTSD from your fellow pilots dying is real. I quit after 800+ flights (including motored, and yes it is incredible) after the 5th death of someone I'd either been close to or at least on adventures with. Not to mention all the broken vertebrae which is a lot more common than death. In the span of a few years I saw three ridiculously experienced instructors (one had like 8,000 flights) smash into the ground, then spend 2 months in the hospital and a year recovering.

The fact that we know what mistakes they made is a red herring. You'd have to be a fool to think you're going to be the first paragliding pilot in history to never make a potentially fatal mistake. One of them, a friend and a very good pilot, simply pulled his brake half an inch too far. It was a perfectly calm evening.

There were two warring factions at my local mountain. One organized around the idea that paragliding can be made safe. My camp maintained that 'safe' and 'paragliding' should never be in the same sentence without an 'isn't' between them. Hikers always opened conversation with "Is it safe?" The other camp would say "Oh yes, quite, and would you like a ride for $200?" Our camp would try not to laugh. I'd usually reply with, "Does it look safe?" We said it was all about risks and percentages, with the understanding that the risk of dying or being crippled with a slow glider in perfect conditions is always > 0.

I'm not saying it isn't worth it. It's totally worth it, though it's easier for me to say since I got out unharmed. Rather, I developed a discomfort that prevented me from enjoying it. Not fear - but a kind of disillusionment. Because even though my instructor said "It's not safe." over and over, and even though I repeated it to others, secretly I believed it was and it took 8 years for observed events to wear that belief down. A big part of me hopes I return, maybe after my parents are gone or I'm their age or something. There is really nothing like it in the world and I doubt anything I ever do will ever energize my soul the way free flying did.


As others have said, solutions depend on your climate, and especially on whether you principally have heating or cooling loads.

For cold climates, designers such as Thorstein Chlupp (Rienna LLC, in Fairbanks, AK) rely on triple-paned high emissivity windows for solar gain, and external thermal shutters at night to reduce radiative loss.

For warm climates, you'll want low emissivity glazing, as well as awnings or landscaping which block direct summer sun while admitting light. For winter time, you can probably get by with internal thermal curtains in winter, though an external storm glazing or shutter may also be helpful.

Having windows face the equator (that is, south-facing in the northern hemisphere, north-facing south of the equator) will increase light and decrease heat loss. Glazing on the pole-side of your home is generally reduced, and in sufficiently cold climates, eliminated.

More than you'd ever want to know (2h26m video) here:

https://yewtu.be/watch?v=Xen_VWyDezY


The best teacher at my high school could never eat enough to maintain his body weight - all day long he sipped little juice boxes of protein goop that he took with a grimace from a bear sized stack of pallets against the back wall of his office . He was nearish to seven foot, and in his opinion, didn't have a big enough stomach for the task. As a young man he'd been a skinny pole. During a university science lab he had discovered he has an extraordinary ability to taste tiny concentrations of chemicals, somehow this information got passed on to an ice cream factory, and he got a summer holiday job tasting the ice cream for traces of the 'wrong' flavour e.g. could he still taste coffee after the line had been switched form ice coffee to strawberry. The story went that over three months of eating ice cream all day everyday, he blossomed into a ripped Adonis, and subsequently with his new athletic physique become a windsurfing champion. (yes there is such a thing as a windsurfing champion) But eating ice cream is not the universal delight you and I assume it is. It was a subjective ordeal, a long torturous slog, long days of spoon upon spoon. At the end of the summer, the now champion, couldn't face another bucket and began the lifelong search for something he could endure eating in quantities to satisfy his metabolism

The Antikythera mechanism gives me nightmares. Just as the suggestion that a lack of transmissions from intelligent life means the existence of a great filter. The Antikythera mechanism is a strong indicator of technological regression in human beings.

Perhaps more terrifying is the fact that it is not the first time we've regressed or collapsed. The mysterious Late Bronze Age Collapse is another example, https://en.wikipedia.org/wiki/Late_Bronze_Age_collapse Or, the Classic Maya civilization collapse, https://en.wikipedia.org/wiki/Classic_Maya_collapse

It is inconceivable for us to imagine a rapid regression today. Our civilization seems invincible, the knowledge seems to be too widespread. But most of our knowledge is brittle. If you were to send a time capsule forward with the recipes to remake our modern world, including eUV technology. How would you do it? (using extant literature)

Research papers require years of study and background knowledge to fully understand and they fully fail to capture the science involved. Patents are even more inscrutable. We couldn't send our CAD drawings and specifications forward either, because they require specialized knowledge as well. After all, how would they build an iPhone if they don't know how to make screws or glue? Or, the multi-layer PCBs etc.

Another renaissance to recreate our civilization from our published work would be nearly impossible. Or, take centuries to accomplish.

It may be fruitful to imagine ways to fit civilization into a box that can last tens of thousands of years, so that future generations can find it —— post apocalyptic tragedy —— and rapidly recreate our world.


> "Would you like to schedule a get-together again for a conversation date?"

Sounds pretty good - try it! The person you were talking to may feel exactly the same way.

And interesting hobbies? Definitely yes. Try getting into playing an instrument for example. If you like it, it will keep you busy the rest of your life if you want.

> But deeper, what am I working towards? For whom?

If I get to feeling like this, I like to think about my 2 cats. I love having them, they obviously love being around me, because they are within sight most of the time. But what is their purpose for existence? Do we all need a purpose for existence, or is the fact that we do exist good enough? Speaking of pets, that's another great thing to try out. Having something else living with you takes you out of your head.

We are human beings, not human doings. If you feel like doing something, great. If not, just ... be.


Issendai’s writing about how to get out of “sick systems” profoundly changed my life. If you are trapped in a job or relationship and feel too overwhelmed to get out read these:

http://www.issendai.com/psychology/sick-systems.html

http://www.issendai.com/psychology/sick-systems-whittling-yo...

http://www.issendai.com/psychology/sick-systems-qualities-th...


This is daft, it’s assuming the only thing important in hiring is previous technical experience. As Dee Hock said : “ Hire and promote first on the basis of integrity; second, motivation; third, capacity; fourth, understanding; fifth, knowledge; and last and least, experience. Without integrity, motivation is dangerous; without motivation, capacity is impotent; without capacity, understanding is limited; without understanding, knowledge is meaningless; without knowledge, experience is blind. Experience is easy to provide and quickly put to good use by people with all the other qualities.”

The overwhelming consensus in this thread and in the replies to that tweet is dissent on the basis of the many completely obvious holes in the author's reasoning, which I won't get into here.

What I'd like to appreciate is the uniqueness of the blockchain space in its seemingly bottomless capacity to generate these bold propositions for which blockchain is _blatantly_ ill-equipped to solve whatever problem is at hand.

This is seen virtually nowhere else in tech with such regularity: engineers are obsessed with picking the "right tool for the job," entrepreneurs are obsessed with finding "product-market fit," etc.

This would make complete sense if the sector as a whole were, to put it crudely, one big Ponzi. The type that could influence otherwise intelligent, well-meaning, technically-inclined people to make glaringly absurd claims like in the linked thread as a pretext for luring in investors.

The typical response to that explanation is to split hairs over whether NFTs, or Bitcoin, or whatever token this guy is selling (I didn't check) fits the classical definition of a Ponzi.

I say "typical" because we re-engage in this discussion anew every day here on HN -- apparently in direct proportion to the total cryptocurrency market cap, with the occasional two-or-three year relief period when retail money dries up.


Imo, close friendships often begin by witnessing mutual discomfort in the presence of a common hardship.

It is so much easier to be vulnerable around someone who has already seen you at your lowest or most embarrassing and that you know doesn't respond with ridicule. It is no coincidence that 3 of my closest friendships were formed during my most embarrassing freshman year of university. We certainly laughed with each other when things went south, but we rarely laughed at each other and that meant so much. After that, it is all about quality time. The more quality time you spend with them the deeper the bonds form. It's kinda like, if they know your trauma, they know you.

So, how do you make close friends as a working adult?

1. "Trauma Dog Whistling".

Ok, hear me out. No one wants to be the crybaby with no filter, but smart allusions or comic punchlines with regards to common forms of trauma helps peel the first few layers of the emotional onion that they've become by the time they are in the workforce. You can similarly do some "niche interest dog whistling" to find one of your community, but I personally find that having similar interests has very little to do with forming close friendships.

2. "Signal non-transactional nature"

Help them when you don't need to. This one is straight forward. A fundamental facet of a close friendship is that it stops being objectively transactional. (just like any other close sibling, romantic, parent relationship). Explicitly showing it is like showing your trust in an investment by not asking for any voting rights.

3. The long, silent activity :

This is very men focused, but nothing makes men want to open up like silence and a distracting primary activity. Whether that be gaming on a couch or a long hike. Many of my close friendships have solidified through such "long-silent-talking is secondary" activities.

4. Throw rocks at the footsteps of their glass house :

This is the final step of building trust. Everyone wants their friends to know their boundaries well. Overstep it and trust is breached. Stay too far away and you come across as distant. A great friend will routinely walk the line. Their jokes, comments & intimacy will reach right up to your border and then they will retreat. You may not explicitly realize this, but it strongly conveys to your subconscious, that this person 'knows' me.

5. Give them a role :

So now you have a good friend, how do you keep them ? It sounds robotic, but give them a role. The person you go to for X, or talk to about X, or the one who does X that's really cool and I like hearing about it every 3 months. It gives you an excuse to call after they inevitably move away. It gives you an excuse to turn up with the excuse of the 'role'. You really want to meet them, but men are too uncomfortable saying that outright. The role is a nice excuse to skirt around the discomfort.

Ofc, your friend will be hopefully reciprocating by indulging in some of these steps. Eventually, you will have a long lasting friendship that both of you will feel fortunate for. :)


Synthwave is funny, but I don't have any real affection for it because it lacked eros. Even though I like a lot of the original artists it borrows tropes from, the pecularity of synthwave is it does it all without any edge. It's the easiest of smooth listening, which I think is its point. Bret Easton Ellis wrote American Psycho about the very people original synthwave was written for in the 80's, and I suppose that's what makes it such an amazing and appealing retro movement today.

The music is like the bland, empty affect part of the Patrick Bateman character's outward personality, which only barely concealed the serial killer "depth" on his inside. Any edge in synthwave at all appears to be playing on this, where the smoother it is, the more meta and uncanny it seems, and with it the implication of extreme and bizzare hidden depths behind it. Like a David Lynch theme.

To me this makes synthwave perfect for the way millenials and younger people have had to manage their smooth social brand exterior in every concievable micro aspect of their lives, down to the organization of their bathrooms because it's all being competitively scrutinized for performance on video. When I hear synthwave, to me it is the soundtrack to embracing that insanity, which I don't have, but can appreciate.

Maybe people just like it, but that seems more insane than I'm really prepared to consider.


it’s pretty high on the hierarchy of needs, most people are just preoccupied… I tend to over analyze small optimizations like this to exert control over an otherwise chaotic reality

> 2020-2021 has shown me that most people happen to be 'fair weather fans' of civil rights.

This is always how it's worked. The idea that protecting the rights of your enemies can be salutary relies on too many complex concepts for the majority of people to have any hope of grasping it: burning the commons, collective action, norm evolution, meta-level thinking[1], modeling counterfactual worlds (eg one a future where your favored ideology is not dominant and is in need of the protections you are currently burning down).

The average person is nowhere near smart enough to be able to put these pieces together into a coherent worldview, let alone one that they find more convincing than "they're the enemy, crush them". The periods where liberalism has been resurgent are not ones where the masses are suddenly enlightened, but ones in which they either have little power or are pacified by unrelated conditions. This is not unlike the conditions in which dictatorships are stable, as the common thread is simply "the masses can't or don't care in detail about the fundamentals of the way they're governed". It's not a coincidence that the global illiberalism surge coincides with the rise of universal connectivity: On top of the social and economic upheaval that it induced, suddenly large amounts of people can coordinate epistemically, through hashtags and reshares, without making their way through distribution chokepoints controlled by elites.

[1] I couldn't think of a concise way to phrase this, but I'm referring to the tendency to claim that a big chunk of your beliefs/preferences are incontrovertible and fundamental tenets of society while others' are simply their beliefs and preferences.


I am one of the people responsible for making these lists. The fact that the general public as well as journalists think this data is accurate in anyway is really funny. This an exercise of futility that only increases the overall cost and provides job security for me :)

No one working in a hospital knows how much do we acquire things for, or how much we get paid for doing things in advance. And only like 8 people can tell you that information 3 months after the fact.

Take the simple exercise of figuring out cost/revenue of an aspirin administration.

Cost depends on: 1. Are you an outpatient/Obsveration v. inpatient v. ED? 2. Are you on Medicaid? 3. Is the hospital a part of GPO organization or not? 4. Is contractual obligations of GPO includes/excludes Aspirin?

Reimbursement depends on: 1. Insurance 2. Group which you are under the insurance from 3. Contract language whether its a fee/service or bundled 4. Is the visit covered or not 5. how the visit/procedure was coded (most important and opaque factor)

Everybody in the know, knows that these lists are a joke, but no one can prove it.


Oh well in that case, you would have to have a totally different conversation about bundled payments.

The price (chargemaster) that the hospital might list for all of the a-la-carte care you're provided is totally separate from how they will get paid on it. If you present at the ER and are triaged with stabilizing care, the nurse can't tell you that price because it will depend on your status at discharge, which is not yet known or in her scope of license to determine. If the doctor sees you and sends you home, that's one price (tied to Medicare outpatient prospective payment system or OPPS). Depending on how severe your issue is, the triaging care, such as pain relievers, may or may not be included in the "evaluation and management" procedure coding level you're assigned. There's one of those codes and typically separate bills for both the facility and the attending physician on your visit. If you're admitted to the hospital, what happened in the ER is not really relevant anymore, because now the facility portion of your care will be paid for based on your diagnosis related group (MS-DRG) at discharge, which has no bearing on how many a-la-carte services/drugs you received. Your insurer negotiates payment per DRG (usually as a spread to Medicare) but the hospital, recognizing that they can get screwed and lose a fortune if they have a really complicated case, will probably negotiate a stoploss provision for "outlier claims", saying something like after $750,000 of billed charges, we don't want MS-DRG reimbursement anymore, we want 35% of billed charges.

The regulation, primarily driven by Medicare, prevents any of this from being simple enough to communicate at point of care.

That doesn't even touch the administrative burden of documenting and collecting on all of that care. If your care wasn't meticulously documented by providers making hundreds an hour to type longform notes, it's essentially free, because no provider will risk billing for care they can't support with documentation. Once insurance pays (or not, they might deny the claim), they will often say "yeah we agreed to pay you x but the patient has 20% coinsurance so here's 80%, you need to talk to him about the rest". The hospital and especially caregivers are not aware of how much of your annual out of pocket max you've spent (thereotically they could check with the insurer, but not realistically in an ER), so maybe you have 20% coinsurance or maybe you don't, only you and the insurance company can realistically know that before the hospital sends the bill.

So now that you've glimpsed one hellscape of a reimbursement scenario, which price did you want the nurse to tell you?

It's totally insane and it all starts with CMS and the insurers. The hospitals would love to simplify and have menu pricing for your care, run your card, and send you on your way. No insurer would contract to pay that way because it would "incentivize the providers to administer unnecessary care".


"...No matter how abominable your condition may be, try not to blame anything or anybody: history, the state, superiors, race, parents, the phase of the moon, childhood, toilet training, etc… The moment that you place blame somewhere, you undermine your resolve to change anything; it could be argued even that that blame-thirsty finger oscillates as wildly as it does because the resolve was never great enough in the first place.

After all, a victim status is not without its sweetness. It commands compassion, confers distinction, and whole nations and continents bask in the murk of mental discounts advertised as the victim’s conscience — but try to resist it. However abundant and irrefutable is the evidence that you are on the losing side, negate it as long as you have your wits about you, as long as your lips can utter “No…”

On the whole, try to respect life not only for its amenities but for its hardships, too. They are a part of the game, and what’s good about a hardship is that it is not a deception."

This resonates with me-- it's something I have always held as a core belief. I made an appointment to be where I am today-- good or bad. The moment I blame my situation on someone or something I cede control of the situation.


"Try not to set too much store by politicians. Not so much because they are dumb or dishonest, which is more often than not the case, but because of the size of their job, which is too big even for the best among them, by this or that political party, doctrine, system or a blueprint thereof. All they or those can do, at best, is to diminish a social evil, not eradicate it. No matter how substantial an improvement may be, ethically speaking it will always be negligible, because there will always be those — say, just one person — who won’t profit from this improvement…

No matter how fairly the man you’ve elected will promise to cut the pie, it won’t grow in size; as a matter of fact, the portions are bound to get smaller. In light of that, or, rather, in dark of that — you ought to rely on your own home cooking, that is, on managing the world yourselves — at least that part of it that lies within your reach, within your radius."

I've been thinking about this a lot lately. Society doesn't get better because we elect the right politicians, it gets better because the people in it decide to be better (in themselves, towards each other, etc). Politicians are just a (grotesque, exaggerated, warped) reflection of the rest of us; they will never be our salvation. We should stay informed, we should vote, but big-picture politics should be a small part of our lives (and heaven forbid it to be an integral part of our identities). Relationships with real people, solving small-scale problems that confront those we care about, are what really count. And the tragedy is that even as we've put more and more stock in the former, we've been actively sabotaging the latter.


If you go to an interview, you can probably suss out which are stringing you along and which want to hire quickly. Ask if they need a candidate immediately or are taking their time. Ask if your qualifications are exactly what they're looking for, and if you feel like a cultural fit for them. Ask if they have the budget and headcount to hire you immediately. Ask which teams the people interviewing you are on, to find out if they are all in different teams/departments or the same. Ask if each interviewer even knows who the the previous interviewer is in the company ("Frank who?"). Ask if they know exactly what they want you to work on. Follow up periodically to see if they are responding to you in a timely manner.

It's common for there to be some uncertainty with one or two of these things, but if there's a lot of uncertainty, you are being strung along. Best case they are waiting you out trying to find a better candidate, worst case they don't even have the budget for you and are playing politics within their company using you as leverage.

Interview multiple places in parallel, and don't cancel any interviews until you've got a signed piece of paper. But of course, prioritize the ones that aren't jerking your chain.


I guess this is how I think of it. I enjoy the fruits of modern society, the airplanes and fast food and nice phones. But to make that happen, you need specialization, you need people know get really good at flying planes then just do that, and people who get good at making fast food and iphones and everything else. And inside that, you need people who specialize at every part of the supply chain, and what you end up with is people who have spent basically their whole lives fixing bugs in webservers used to sell analytics software to businesses etc. etc. and it becomes so abstract and you’re so disconnected from the feeling that you’re actually helping anyone or worth anything to society that it doesn’t really matter that intellectually you know the whole system would collapse if you don’t have people doing jobs like yours. And you should have friends outside of work, but many of us don’t really, at least not to the extent that way like, and even then work is literally most of your waking day most days of the week, and the knowledge that not even your coworkers or superiors or anyone else really cares about you in this grand societal project called modern civilization that you’re basically dedicating your life to maintaining, I can see how that would get to someone.

> mixing deaths in one country with infections in another

so basically like the last 15 months

there is a clear separation of critical thinkers on this planet such that we are almost two different species if it wasnt for the viable offspring


The best framing I've heard for this problem is: minimum time for each component is bounded, maximum time is unbounded. I.e. there is effectively no answer to the question "If this component becomes a problem, what is the maximum amount of time it could take to solve it with the resources available?"

Ergo, in the worst case, any given single component's ballooning time can dominate the overall project schedule.

Which turns estimation into a game of "How certain am I that no component's time will explode?" To which the answer in any sufficiently complex system is "Not very."

I'm pushing my work to move to something more like a converging uncertainty plot, as milestones are achieved and we can definitely say "This specific component did not explode."

Our PMs aren't used to hearing an idealized minimum schedule time + an ever decreasing uncertainty percentage based on project progress, but it feels like less of a lie than lines in the sand based on guesses.

(Note: This is for legacy integration development, which probably has more uncertainties than other dev)


I've been actively working on this technology, goal is making it cheaper and simplify installation. Stanford's a highly reflective surface ~95% combined with stacks layers of silica oxide on a wafer under vacume. The trick too achieving bellow ambient temperature is too reflect nearly all solar energy while emitting strongly in the "atmospheric window". Most silica compounds are well suited as emitters, however the hard part is adding a reflector too the silica and minimising heat transfer from the environment. I've managed to make a meta material paint, reflector and emmiter that achieved bellow ambient temperature, with bulky conventional insulation. as for any effective cooling bellow ambient.

Radiative cooling is just not that strong of heat transfer, what you want too look our for is the research into reflective coatings needrthese systems too function. Review paper: https://www.sciencedirect.com/science/article/pii/S030626191... Shameless plug: https://www.scihouse.space


https://www.thebalancecareers.com/work-life-balance-and-jugg...

“Imagine life as a game in which you are juggling some five balls in the air. You name them - work, family, health, friends and spirit - and you're keeping all of these in the air. You will soon understand that work is a rubber ball. If you drop it, it will bounce back. But the other four balls - family, health, friends and spirit - are made of glass. If you drop one of these, they will be irrevocably scuffed, marked, nicked, damaged or even shattered. They will never be the same. You must understand that and strive for balance in your life." —- Bryan Dyson, then the President and CEO of Coca-Cola Enterprises, delivering a commencement speech at Georgia Tech


Thankfully, due to the principle of object permanence, it suffices to look at them one at a time.

How to put a freeze on your employment data:

1- Head to https://theworknumber.com/view-my-data-sign-up

2- Create an account: you must create an account and make note of your account ID (that you choose yourself). You will be asked for it.

3- If you're curious, download your report (I did, it was interesting to know what they have on me)

4- Then go here https://theworknumber.com/employee-data-freeze/

5- You have the choice of using Email, Mail, or Fax, or you can call the number: 866-222-5880

6- I chose to call 866-222-5880

7- Press 1 for English

8- You will be presented with 3 options

9- Option 3 "To report a possible identity theft" is what you want

Someone will answer your call, ask your name, phone number, email address and finally ask why you are calling. Tell them "I'd like to put a freeze on my employment data". They will ask you for a reason; just say "It's personal".

You will be asked for your account ID and other information to verify your identity (they will ask your SSN).

Finally you will receive a text message with a code. You will give this code back to your interlocutor.

They will put a freeze on your data.


I never get what motivates people to blame the system here.

If you have 150k in the bank you could go to a remote place in the US, take a lowkey job where you work 25 hours a week, and live perfectly fine. No one is stopping you.

The only reason you don't do this is because you like nice things, nice food cooked for you, nice immenities, and want your kids to have material prosperity.


Amen. I’m a sober alcoholic, and if I died tomorrow I’d be content knowing that I did at least one worthwhile thing with the time I had: I helped another alcoholic, a 23 year old man who tried to kill himself shortly before I met him, get sober and start working and move out of his mom’s basement and stand up straight and look other people in the eyes and then go and help a few other people stop drinking.

Not a single professional accomplishment is within an order of magnitude of that level of fulfillment. Just help one f*cking person become more than they thought they could be and you’ll die happy—why didn’t they tell us it was this simple?


You can extract the Symantec TOTP secret and use normal apps with it. This guide is from a reddit comment and I revised it slightly:

1. install pre-reqs: sudo pip install python-vipaccess && brew install qrencode

2. Run: vipaccess provision -p -t VSMT

This will print out all the information needed. Note the Symantec ID (it looks like VSMT12345678). It is what goes in the "Credential ID" field when adding a new device on Schwab's website.

3. Save the otpauth://... data into data.txt.

4. (Optional) Modify the issue=Symantec parameter to read issue= Charles%20Schwab Also change VIP%20Access:VSMT123456789 to your Schwab online banking username. These are purely aesthetic changes and will only make a difference in the label that shows up in the Google Auth app.

5. Run: qrencode -o qr.png -s 15 < data.txt to generate the QR image (qr.png) from your otpauth data file.

6. Scan qr.png with your TOTP app.

7. Go to Schwab -> Service -> Security Center -> Manage Two-Step Verification -> Add another Security Token and input the Symantec ID from step 3 (it looks like VSMT12345678) and the current rolling TOTP code from your TOTP.


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