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Now I understand why Capital One pushes their chrome extension [0] so hard every time I login my account.

Just took a peak at the TOS for the extension [1] and yep, they're collecting a selling price data. It's crazy that by installing the chrome extension, "you are authorizing and directing [Capital One]" to scrape pricing data yet nothing about that is mentioned on the chrome extension page.

> 8. Product and Loyalty Account Information. You understand and acknowledge that, through your use of the Services, you are authorizing and directing us to act on your behalf to collect, use, share, and store information from third-party Merchants and loyalty program providers for which you demonstrate interest during your activities on the Internet. This information includes, but is not limited to, product descriptions, pricing and shipping information, coupons and other discounts, and loyalty program credits or other purchase incentives earned in order to retain and share that information with Merchants and other users of the Services to perform and improve the Services. We may use this information to improve the Services, including by sharing the price information and coupon codes with third parties, but Capital One Shopping won’t specifically identify you to third parties when we share such information with them.

[0] https://chromewebstore.google.com/detail/capital-one-shoppin...

[1] https://capitaloneshopping.com/our-terms/terms-of-service




It doesn't make it better, but most internet-related services are like that. They either spy on you or use you to spy on others. To me that's a clear indication that the tech sector is under-scrutinized and under-regulated.


I think this behavior should be legal. Capital One pays you to install their app to scrape prices. Of course they're scraping prices.

It makes website owners mad because there's no IP address to block to prevent scraping, but if they really cared, they would make you request a quote and sign an NDA beforehand. Of course, sales would go to 0 if they did that, so they don't. The chrome extension is a happy workaround.

One should be thankful that the big banks are spying on merchants and not you for once ;)


As the saying goes, if a service is free then you are the product.


That was true 10-20 years ago.

Today, you're often still the product even if you're paying.




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