>> Finally I get to know why my mortgage was declined :)
My first attempt at one was declined due to "problems with my credit report" or some such. I happened to be working at a place where they did credit checks on customers, so I asked someone to pull my credit report. They had all my stuff, but had mixed in a bunch of information from someone else with the same name - different age, there were loans on there from when I was 3. I called the reporting company to complain and they kept getting caught up in "how did you get your report?" as if I had done something wrong in just having access to their incorrect information. Perhaps having someone pull the info instead of the "consumer" getting it through proper channels was against some rule - this was 1995. I think the same is often true today, companies want to collect data on you but don't really want you to know what they've got or how they use it.
This is exactly why you are legally entitled to receive a copy of your credit report every year. You can challenge anything on it, and have incorrect information removed.
If you are one of the people just finding out about this today, and you Google "free credit report", you come up with a loooot of bad, scammy links. This is how you get your legally-mandated, really free, annual credit report, starting from an ftc.gov address so you know it's really the right one.
To be fair, the credit score (VantageScore 3) you provide is not the credit score (FICO) most people are interested in, and that is used for most credit decisions.
> I would mention lawyers and lawsuits a lot more during the visit in this hospital and definitely sue them with a 500 pages long claim.
That would be idiotic, nonsensical and a very good way to make current and future interactions even worse. Hospitals are mandatory reporters, if they don't report suspicious situations (such as a pregnant mother failing a drug test) they're on the hook for it, and they must prepare for a possible NAS case which is anything but fun, or a walk in the park.
And despite the completely one-sided report, it looks like much of the antipathy came from her insisting on her "experience" and on e.g. breastfeeding the child.
I think the real issue is that they're administering a test with an apparently high false positive rate and then using that as a basis for depriving both child and mother of interaction and making an already difficult process much worse. I find the hospital's conduct reprehensible if they knew or should have known that a false positive was eminently possible, if not likely based on some OTC drug the mother may have taken. I myself would file a lawsuit for negligence and intentional infliction of emotional distress, which would likely make it past a motion to dismiss and result in a settlement. And yes, I work on high stakes lawsuits for a living.
the issue isn't the mandatory reporting. The issue was the way they treated here AFTER the two known-to-be-spurious tests, neither of which were blood draws which are vastly more accurate.
So, yes, a lawsuit would be in order (IMO). I wouldn't ask for a huge payday, but at the very least that they clean up their testing procedures and follow protocols.
> The issue was the way they treated here AFTER the two known-to-be-spurious tests
The tests were not known to be spurious by the hospital.
> neither of which were blood draws which are vastly more accurate.
Blood draws tests are also much longer (that's the 2~3 weeks test whose results they got afterwards).
> I wouldn't ask for a huge payday
Not that you'd get any even if you did.
> at the very least that they clean up their testing procedures and follow protocols.
Is there any protocol you know them to not have followed?
Keeping in mind that the one account we have is the one-sided version of the parents, consider the hospital's point of view: what they have is an expectant mother who has twice failed a drug test and thus a NAS risk, a nearly DOA newborn from emergency C-section and the possibly drug-addicted mother thereafter insists on breastfeeding.
They do. And the balance of probabilities is that the urinalysis is more likely than not to be accurate (I don't know percentages). So as a mandated reporter, they did what they could.
They gave multiple chances for retests. The results were consistent.
A blood test four weeks prior to delivery would be a good start, but still leaves a window.
There are two suboptimal possibilities at that point:
1) err on the side of the mother, who has failed (incorrectly as it may be) multiple drug tests and allow her to breastfeed her child, or
2) err on the side of the child, who is exhibiting symptoms that could point to NAS, bradycardia and the like, who is delivered by emergency C-section (so she would not have had the bonding experience immediately post partum, as it was, anyway)
They did know the failure mode.
They evaluated.
They held off on calling CPS. They allowed contact after the baby's urinalysis.
There is no negligence here. The father showing by their own words anecdotal forum posts and such is not reason for the hospital to say "Well, what do we know, here you go".
A read Mein Kampf in two different language, also I'm studying the works of Julius Evola. I have never read principles there like the death of head of the state would mean the death of the nation. There's lots of talk about hierarchy and of course, absolute power (but it means absolute responsibility too).
North Korea is rather an extremist bolshevik state, rather than fascist and also a very dangerous one, but making a parallel with Japan is not so smart. It's very far away from Yukio Mishima and so.
It's certainly true that you didn't see the deification of the head of state as part of Nazism or Italian fascism. But it was very much part of the imperial Japanese ideology which might or might not be fascist depending on how you define the term. So you could easily argue that Japanese or North Koreans aren't really fascists. You can even argue about whether the Nazis were truly fascist but where their own thing.
I can't say I'm particularly familiar with Yukio Mishima and his coup attempt but I imagine the ideologies have to evolve when they don't have a Kempeitai working on their side behind the scenes.
Interesting. WRF is the model that RASP uses - so surface winds should be similar. It would be nice to have higher level winds there, too, although since that's a sailing site this is probably not a priority for the people behind the site.
Glider pilot here. The website looks awesome! Thank you for it! If you guys could add winds at higher levels, it would really be useful for all kinds of sky sailors as well.
When the Hungarian revolution of 1956 against communism was knocked down, I didn't hear the refugees smashed truck windows, left tons of rubbish after themselves in foreign countries, neither attacked each other or raped women.
Sorry for the exception, I really hate when people starve or cold. I know there are good people there, kids and women as well, but their culture is just not fit in to Europe.
We are experiencing speed problems to many servers. Our broadband is BT Fibre. While accessing some sites is very fast, sometimes others are slow.
For example downloading from Bitbucket from the UK is peaking on 600kB/s, then after a minute, it's dropping to 60kB/s, then stays there for the following 15 minutes.
The same content downloaded from one of our servers in a UK data centre stays on 600kB/s.
I think this is a clear evidence that the service provider is cutting the bandwidth after a minute, which is not what we paid for.
Can you switch to Andrews & Arnold? They're a niche ISP in the UK, targeting tech-savvy users and businesses. They give you IPv6 for free and they're XKCD/806 compliant. (No affiliation, just a happy customer when I lived in the UK.).
I was too cheap to use them when I was in the UK, as they cost a bit more, but the other guys I worked with rated them really highly. I would pay the extra for them these days.
I'm not sure it's BT or somebody else. Traceroute says there are 20 devices my connection is going through. Somebody working for ISPs or Bitbucket could confirm why some sites are fast, others are slower after a minute, I can only guess.
