It depends on your frame of reference - that video is true for a frame of reference which is the center of the galaxy. This representation is with the sun as the frame of reference. From that point of view it is the galaxy that is moving with respect to the sun and the planets.
The bank gets 5.4% from the federal government.[1] HYSA rates closely track the federal funds rate, because the banks are essentially passing on the fed funds rate to consumers (minus a cut for themselves). The bank can also get 5.3% from short term treasuries right now. So the answer is basically that the federal reserve is giving the return.
This is hilarious. You actually think the Fed is paying everyone's HYSA yields?
So, let me get this straight, you actually believe "Customers Bank", for example, which is currently offering 5.32%, is going through all the trouble of investing your money to get a 0.08% return from the same?
Or is it possible these HYSA institutions are investing your money into other, more risky investments, like foreign banks, for example?
Again, I have to wonder and ask, why has no intelligent person done the due dilligence to find out what their money is invested in for such a generous return, as they should for any other financial vehicle?
Literally not one person in this entire post can provide evidence of what their bank invests HYSA funds in. This is how financially illiterate we are.
This article seems inaccurate. Google doesn't charge for Google apps except in the EU, where it does because of EU regulators - that's where the "up to 40$" claim comes from [1]
Per that article, it looks like in general google bundles chrome and search with the rest of the Google apps, and so is happy to offer it for free since search basically pays for the whole app suite. The EU doesn't like this bundling so google charges for apps there, but manufacturers can enter into a deal to use chrome and search and essentially get that money back through search engine revenue sharing.
Thanks! That's a pretty low threshold to surmount. @lucgagan: you've done the time. Try editing a few articles - copyediting is enough. Then delete your draft, and create a new mainspace article.
I want to point out that the version that got declined [1] definitely did not have any independent references to support notability [2] (and had it been accepted would probably have been nominated for deletion quickly).
The current version looks fine. Unfortunately reviewing drafts is a very thankless job (~90% of drafts are worthless) so there are never enough reviewers (speaking as an Wikipedia admin who used to review a lot of drafts). The backlog is definitely not something people are happy about, but it isn't easy to solve.
Also, having your drafts reviewed is actually not required. Once you have made 10 edits you can move the draft to the main article space yourself (or directly create articles). The reason why brand new users can't directly create articles is that whey they used to be able to, a ~third of all new articles ended up being deleted immediately because they were spam/gibberish/vandalism, which ends up both being a lot of work for reviewers, and very discouraging to those new users.
