I agree that all sides in every argument tend to twist language, statistics, the truth to their own ends. Nevertheless is there not a meaningful distinction between crime that involved physical violence to a person and crime that did not? And could we not endeavor to identify that distinction and use it to improve policy?
Not sure re: genetics but I’ll say: I love smoking a cigarette, but I’ve never had problems not smoking for any length of time at all.
The same is not true for me with respect to alcohol, so it’s not like I’m especially immune to addiction. I just think specifically with smokes it’s not as simple as “everyone addicted always”. Which I’ve heard claimed.
I understand that, I’m curious if reporting fraud activity helps prevent that in some way like the parent comment seems to suggest, if only for a year.
Same exact thing happened to me. I only dealt with the various credit agencies and Ford. And I had to make a police report to my local PD despite the crime occurring at a dealership across the country — the officer was very kind, and made clear that they would do literally nothing other than produce the case number I needed for the credit agencies.
I wonder if Ford in particular is more susceptible?
In any event, I’ve no idea whether a law enforcement eventually looked into it. But the sense I got was no one was going to do a damn thing.
(Oh and Progressive, because they got insurance for the vehicle in my name and also didn’t pay that. But it was 1000x less dollars, literally, so when I told the debt collector “lol not mine” they just went away).
Yeah, afaik, most Police won't do anything with this. My spouse's id was used to rent an Oakland luxury appartment in 2021, along with opening a credit union account and trying to open an amex. Thankfully amex called to check because there was already an account opened, and we were able to get the credit union account closed before it was usable, but the apartment complex seemed unable to do anything and Oakland PD didn't do anything other than acknowledge the report, they wouldn't return calls from our local PD either. IdentityTheft.gov is also a black hole.
Credit freezes are a joke, because if you have a person's credit report, you have enough information to cancel the freeze, even if you can't temporarily thaw it. Still, maybe it's better than nothing, so might as well. But it's then a pain if you need to interact with the credit system; some of the bureaux have such poor systems that your accounts will regularly not work; anyway, credit issuers don't tend to tell you what bureau they'll pull from until after they pull, so may as well unlock the big 3 before you do anything; and batch all your credit increase requests together.
