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> because I simply can't (couldn't) find a 3070/80 anywhere

This is false.

You can easily find thousands of brand new Nvidia 3070/3080 GPUs online.

The problem is, you wish to pay MSRP. Supply and demand doesn’t work in your favor here.


This is a little disingenuous, that is like saying scarcity doesn't exist since you can buy almost anything at any price. There is always an implied "in a reasonable budget".


In this situation, yes.

In general: price competition might be effectively outlawed in some circumstances.

Eg you can't really buy a replacement kidney for any amount of money (outside of Iran).


> Imho all robo advisers are a waste of money.

Robo and human financial advisors provide emotional hand-holding and comfort.

Same reason why you trust a doctor, despite doctors underperforming (intelligent) self-directed health and nutrition research.


> Same reason why you trust a doctor, despite doctors underperforming (intelligent) self-directed health and nutrition research.

I’m skeptical of this claim. What’s “intelligent” research mean?

Index funds are literally sit it and forget it. Even easier than robo advisers. With year retirement funds you even get auto balancing with the same ease.


Self-directed surgery? Joking aside, providing structure to investments and investment decisions is probably helpful for some.


> self-directed health and nutrition research

That's a bold statement considering the anti-vaccine climate today. The value in doctors isn't necessarily what they've learned but instead what trends they've seen personally and local to your area.

I do agree human financial advisors are mainly a tool for comfort. I've got one and most of our conversations instigated by him are relationship-building and not necessarily aggessive-fund-strategy type talk.


> I think journals are now in a situation similar to the one of rating agencies and accounting firms. I don't think it will work out very well.

Students aren’t paying for college, the government is.

The researchers aren’t paying Nature, the government is.


This is absolutely true in many cases. If I had myself to pay £2000 for journal submission, no way. But it comes out of research funds. And that in turn comes from whoever funds the University – government, or student fees.


Universities often limit what you can spend on OA, and even if there isn’t a hard limit, that money comes at the expense of other research items like student salaries and equipment. Funding agencies don’t write a blank check for publication costs.


Not sure why you are downvoted, most colleges, at least in US, have more money coming from research, industrial partners and clinics than tuition.


Jim Cramer is an entertainer. Not a financial analyst.

He’s a very good entertainer.


Precisely, this is one of the few fields where actually being able to do it will make you more money than becoming an 'influencer' who talks about the field to other people. The fact he is doing the latter says a lot.


> And with no kids.

Solution: don’t have kids.

The financial, emotional, and time costs of kids are well-known beforehand.


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