I'm not an expert, I think by default they payout in the currency of the country that your business is located in.
In not sure about India, but in AU, we have the option to receive USD payouts to USD accounts in Australian banks, so you can avoid Stripe's conversion fees. But now you have USD in an AU bank. What are your options? Convert to AUD at the bank's terrible exchange rate. Or send the money to a US bank (or Wise), paying horrendous international transfer fees.
I hope I'm missing something but I don't see this offering from Stripe as being very useful.
> In not sure about India, but in AU, we have the option to receive USD payouts to USD accounts in Australian banks, so you can avoid Stripe's conversion fees.
I tried that, didn't work. I opened a local USD account in my non-US country and tried to add it for payout to Stripe. Stripe only allows (at the time I checked, please correct me if that has changed) US based USD accounts with ACH routing information.
I don't know about AU banks but in India, most big banks allow you to convert at 0.3-0.4% + FIRA and interbank charge which is around $10. Not great but it's better than stripe for bigger amount.
You can also get a multi currency bank account. There are some options available to Indians which provide US based ACH and IBAN. Be careful with FEMA compliance.
Not sure about wise's offering in AU but CA and UK you could just receive the USD into your AU Wise account and pay basically nothing <.5% for FX when compared to spot.
Upgrading to Ventura and resetting resolved the issue for me. I had previously been using the beta version due to this issue. The better display app did not resolve the issue for me, and there are other known issues with external monitors on Ventura that you may encounter.
Upgraded to Ventura, but didn't help display issues unfortunately. I've got a thunderbolt cable that came with the monitor. I've tried that as well as two different HDMI cables. My MBP doesn't have a DP input. Is it worth trying DP with a DP to USB-C adapter? I may have one laying around somewhere.
Got it, thank you. Unfortunately I'm not in a position to do a clean install at this moment without some interruption to my work, but I'll try that later if I need to.
Fed now instant payments will go live in US next year. EU has similar cross country solution in work. Majority of Asia already switched or in the phase.
In India, most purchases go through UPI already which is p2p without a middleman.
It's tough time to be in payments and will only get worse as many custom integration with lending companies break down due to huge losses.
In India, you can pick any payment gateway for UPI. They are easily replaceable.
No payment gateway in India charges for UPI transaction too. So if similar payment system is incorporated in US, I won't expect stripe to be able to charge for it.
The only major functionality these payment gateway provide is checking if transaction went through.
They are wrappers on top of bank APIs such as federal bank.
Anyone can generate a QR code for their payment ID and request payment without needing a gateway but it's manual. Most street vendors confirm payments manually since it happens in person.
Additionally, we have other standardized framework for requesting account information from banks such as RBI account aggregator framework. So you don't need something like plaid to fetch bank statements from all your bank accounts.
Recurring payments are also setup on the bank end as a mandate.
Yes, you will end up using an off the shelf solution but you are not at the mercy of them if you accept UPI only.
It started as an AI-powered MS paint for my son. But after demoing it to a few coworkers, it morphed into a bit more than that. Now it’s more of a storybook creator that young kids can use to generate their own stories.
Not looking to monetize at all. But inference is expensive. So might have something to cover costs.
Some backstory:
When I was growing up in the early 90s, my dad took me into his office over the weekends when he was doing some overtime paperwork. I would be on his IBM Windows 3.1 workstation. He didn’t have any games on his work computer, so I would spend the entire day “playing” with MS Paint. I couldn’t read yet (3-4 years old), but I was able to figure it out.
We didn’t have a computer at home. But seeing how I was so good at it, my parents bought one. I eventually got into coding etc. All of this defined who I am today.
So I wanted to recreate some of this magic, for my own son. He’s 3 months old, so not quite the right age. But I have some free time on parental leave. So why not. Might be useful for parents with 3-5 year olds.
>Be kind. Don't be snarky. Have curious conversation; don't cross-examine. Please don't fulminate. Please don't sneer, including at the rest of the community. Edit out swipes.
Comments should get more thoughtful and substantive, not less, as a topic gets more divisive.
WebAuthN operates on a key pair generated using your biometrics in the background and then that is used for authentication. Your actual biometric data isn't sent to the website.
So I would just sync the keys locally or via some browser-extension and then on each device be responsible to provide the "secret" (e.g. my face or fingerprint) in a readily way to unlock said key, yes?
