Those cities have stats that make people from actual developed countries gasp in horror.
However, places like Sacramento, Denver, Houston, Austin and other large cities with quite a lot of jobs have great housing affordability compared to most places.
Find the first Australian city....
In Australia, your income covers your healthcare, education, etc. etc.
In that states, you have to pay for that yourself.. so if you take that off "income", you have a good chunk less to spend on a mortgage.
(I'm not saying houses in Australia are anything close to affordable, I'm saying it's much more complex and nuanced than "income vs. mortgage")
You mean the income tax (taken out of your income) pays for healthcare, education, etc, etc?
Those cities have stats that make people from actual developed countries gasp in horror.