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Have you exhausted ALL your credit options?

- Angel investors?

- Discounted customers?

- Federal / State loan for small businesses (SBIR)?

- Loan from a Credit Union (lower rates)?

- Even 0% 12 month no interest Credit Cards (make sure you get a job to pay it off after 6 months)

- Micro-lending sites?

- Part-time job? Contracting / Consulting?




I've already taken out a substantial personal loan to supplement my savings when starting up the business. I've thought about looking for angels, but I'd like to have at least just one paying customer before that, so I don't have to completely give up the farm in terms of equity for whatever money they offer.




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