I'm not sure how it is in the US, but in Australia getting a $400K mortgage when you're in your 20s is not uncommon. Real estate doesn't get cheaper, and it's much harder to buy when you're in your 30s with kids and a single income facing a now $500K mortgage. Sacrifycing debt for freedom does make it harder down the road.
I'm 29 now, but when I was in my early-mid 20s I had no problems working a day job and then coding nights and only sleeping a few hours. It's more painful than having no responsibilities, but you have that sort of energy when you're young so make the most of it.
Nowadays I'm actively rejecting promotions, more staff and more responsibilities as I've reached a point in my career where the pay is good and takes only 40 hours on a normal week. That leaves a lot of room for side projects whilst still laying a good financial base for the future.
So I agree with the OP's response except that you should consider waiting until you have implemented your idea and have a proven, consistent revenue stream from it before you up and leave. It may take a year to get to that stage, a bit of pain - but nothing worth doing is easy.
I'm 29 now, but when I was in my early-mid 20s I had no problems working a day job and then coding nights and only sleeping a few hours. It's more painful than having no responsibilities, but you have that sort of energy when you're young so make the most of it.
Nowadays I'm actively rejecting promotions, more staff and more responsibilities as I've reached a point in my career where the pay is good and takes only 40 hours on a normal week. That leaves a lot of room for side projects whilst still laying a good financial base for the future.
So I agree with the OP's response except that you should consider waiting until you have implemented your idea and have a proven, consistent revenue stream from it before you up and leave. It may take a year to get to that stage, a bit of pain - but nothing worth doing is easy.