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Most of the money in the economy is tied up in the capital structure -- ie, it's not actually in the hands of consumers, it's in the hand of producers.

Producers can and do pay a lot more for goods and services if it helps them to make a profit.

The market for todo apps and other consumer software is, you're right, absolutely a mad scrabble for volume.

The market for intelligently targeted vertical segments is juicy and prime for picking.

I know where I'm aiming my current venture.




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