You can be treated like a criminal prior to being found guilty. This is called being arrested, being held pending bail, or, as you yourself mention, a search warrant.
> When collection agencies perform secret searches of your property, that's a crime!
Banking records are not your property. They are the property of the bank. Neither are Google Map photos.
That's a new one, you have no right to privacy for your banking records. Obviously you don't actually believe that when seeing it written out.
This is a change in what conduct is considered legal. Didn't used to be, now found that it is. You might like to ponder why it was considered not legal for the IRS for such a long, long time. And what changed to push it this direction. Best to you.
Due process is a thing worth defending. I think that's still a popular opinion. There are consequences for government agents if the lie to get a warrant, make arrests without probable cause and NONE of that happens in secret which is the WHOLE point here. All of it.
Lawyers have specific duties as officers of the court. It would have been better had this been determined based on that.
Based on this particular case I assume the IRS and law enforcement would be barred from taking any action against the third parties based on material discovered in their bank accounts, as they only had the right to search said bank accounts for material pertinent to the second party.
As long as this would be held to be true (should it ever come up in a future case), due process, and the 4th amendment, would be protected.
> When collection agencies perform secret searches of your property, that's a crime!
Banking records are not your property. They are the property of the bank. Neither are Google Map photos.