It will raise rates for those who are already risky drivers, but will not save money for typically safe drivers. And worse, this will push risky drivers to even more abandon auto-insurance entirely. The good drivers will be forced to carry more uninsured motorist coverage, simply because the for-profit insurance companies decided to drive their bottom customers out of the insurance market entirely.
"Somebody else has to pay your premium" is really just going to manifest itself as an increase in uninsured motorist premiums. Sadly.
"Somebody else has to pay your premium" is really just going to manifest itself as an increase in uninsured motorist premiums. Sadly.