This is better to do with identity fraud. Nobody will tell you if you have additional bank accounts open or business accounts opened under your name. (Its easy for the business to not be created under your name, but its bank account is easier and cheaper to get with the ultimate owner not being a nominee)
Thats the real value of all these Equifax dumps, nobody cares about messing up your credit and freezing it is useless.
The person in the invoicing scheme got caught because they invoiced under accounts opened under the own name with the bank, that investigation took two seconds after the subpoenas went out. Between a network of formatted identities for sale and pre-breached windows computers in the same zip code, you can process anything under anyone’s identity and never raise flags with the payment processor, login alerts, or credit reports.
Thats the real value of all these Equifax dumps, nobody cares about messing up your credit and freezing it is useless.
The person in the invoicing scheme got caught because they invoiced under accounts opened under the own name with the bank, that investigation took two seconds after the subpoenas went out. Between a network of formatted identities for sale and pre-breached windows computers in the same zip code, you can process anything under anyone’s identity and never raise flags with the payment processor, login alerts, or credit reports.